Kita bukan isteri perdana menteri....

Kita bukan isteri perdana menteri....
Kalau kita isteri perdana menteri, kita tak perlu takut sbb semua free,
sebab kita boleh buat rawatan kimoterapi kanser di L.A US,
Ratus - ratus ribu, high class facilities,
Kerajaan tanggung in and out,
buat rawatan sambil bercuti, sapa nak bagi,
Al Fatihah untuk Allahyarhamah Datin Sri Hendon,

Kita bukan Azean Irdawati,
Aktress yg terkenal pun tak lepas dari kanser,
Ye la kanser tak pilih bulu,
Pun tak cukup duit rawat kanser,
Tapi takpa, masuk paper Berita Harian, Metro, Utusan dan macam2 mintak derma,
masuk TV3 mintak ringankan beban,
mcm2 persatuan bagi derma,
Zakat Selangor bagi RM 30 000, orang lain bole dapat ker mcm ni ?
RM 90 000 bukan senang nak cari,
Berlakon satu filem di bayar RM 60 000,
setahun 3 filem dah RM 180 000, banyak gaji Pn Azean ni,
Tak masuk drama dan iklan,
Mcm ni punya kaya pun kena mintak derma lagi.....
Gaji you + husband ada RM 180 000 setahun ? RM 100 000 ?
RM 30000 ? alahai sedihnyer....

Kanser tak pilih bulu,
hari ni sihat bulan depan tengok2 kanser dah stage 3,
14 hari ketumbuhan 5cm dah jadi 10 cm,
1dari 19 wanita menghidap kanser setiap tahun ????
bila giliran kiter agaknyer ??
Hospital kerajaan yang macam pasar basah tu boleh setel cepat ker?
Bukan nak hentam Hospital Kerajaan,
Facilities dan kepakaran Hospital Kerajaan dan Swasta setanding....
Tapi Doktor Kerajaan sendiri cakap,sedangkan doktor kerajaan pun byk yg amik insuran..
Kes elektif mcm kanser atau jantung, atau kritikal, eloklah jangan ditangguh rawatan,
mcm mana nak cepat sbb kita bukan isteri perdana menteri....
nak rawatan cepat kena pergi hospital swasta,
hospital swasta paham2 lah, bisnes tetap bisnes,
RM 20 000, buat kimo sajer, satu cycle jer,
tak masuk rawatan yang lain,
Bila dah kena, ada yang bergadai rumah, ada yang bergadai tanah,
Kos rawatan + kos sara hidup ( dah sakit tak bleh p kerja dah...)
Boleh cecah RM 100 ribu..ada yang lebih..
Kalau duit rawatan + duit sara hidup + kos rawatan susulan RM 150 000, mcm mana ?
Simpan RM 200 sebulan di ASB pun 10 tahun belum cukup RM 100 000..
Kalu simpan RM 200 di Takaful, esok dah ada dana kecemasan RM 500 000,
Kalau tak dak jadi aper2 dapat balik Modal + Investment...
Ni pun tak boleh paham ker ?

Setengah orang kedekut..
kalau tak kedekut mungkin tak paham,
beli kereta bayar RM 500 boleh, RM 1500 pun takper, asal bergaye,
beli emas Ribu - ribu sanggup,
tap nak bayar 5% dari gaji bulan utk kecemasan rasa mahal,
sedangkan benda ni wajib + penting,
dana kecemasan la katakan,
kalau ada RM 150 000 dalam bank hari ni takper,
tapi kalu ada kecemasan RM 150 000 kena guna, habis lah duit you,
kene kumpul balik, kan ker baik kalau orang lain bagi RM 150 000 utk kecemasan,

Mahal ?
RM 200 mahal? RM 150 mahal gak ? RM100? RM 50 mahal lagi ????
Orang Lain bila dapat 1st gaji diorang tak plan nak beli kereta Honda,
Orang Kita bila dapat 1st gaji terus plan nak beli kurang2 Waja,
Orang Lain bila dapat 1st gaji, diorang pikir Investment, pikir Insurance,
Orang Kita bila dapat 1st gaji diorang pikir nak pakai kereta aper, sport rim 17 inci wajib,
Perancang kewangan kater utk kereta tak lebih 12% dari gaji bulan,
Gaji RM 2500/sebulan patut beli kereta yg bayar bulan RM 300/sebulan, Wira second ok la../kenari second ker..utk permulaan.....
Tapi ramai tak ikut..gaji RM 2500, beli kereta Honda City RM 600/sebulan.....24% dah tuh..
Perancang kewangan kater, 60% gaji utk hutang + perbelanjaan, 40 % utk investment, dana persaraan, insurance,
Orang Kita 99% gaji utk hutang + belanja sara hidup...1 % utk simpanan...
Beraper kerat jer orang melayu ada RM 50 000 cash dalam bank lepas 5 tahun kerjer,
Bila orang suruh beli takaful / insurance.....mahal...tak cukup bulan2 nak bayar......
pakat2 la betulkan kedudukan kewangan korang semua....

Orang Kerajaan ada yang berlagak,
Penyakit dan rawatan semua di tanggung,
Betul tu,
Habis hari2 orang kerajaan masuk paper mintak derma mcm maner,
Kita bukan isteri Perdana Menteri,
Bukan juga adik Menteri,
Menteri dan PM sendiri pun cari hospital swasta utk rawatan, US lagi tuh,
Pegawai jabatan jer ? clerk jer ? Pegawai sains jer ?
Ketua Jabatan ? Pensyarah ? Ok la skit dengar bunyik nyer,
OK sebulan lagi datang balik buat Test tu Test ni,
OK tunggu result 2 minggu,
OK kena tunggu giliran buat pembedahan, mungkin 3 bulan lagi,
Senarai list 10 muka surat, tahun depan pun ada nak dapat giliran,
mintak maaf cakap, inilah realiti......

Orang kerja Swasta lagi lah tak sedar diri,
Konon - konon Multi Nasional Company...
Majikan Cover la katakan...
Berapa ribu beb ? Sampai bila beb ? Berapa limit beb ?
8 bulan kena kanser tak p kerja Majikan nak cover lagi ker beb ????
pencen umur 55 thn habis takdak coverage dah...
86% warge tua orang kita sekarang tiada coverage insurance..
golongan ni berada di tahun akhir 1970an dan 1980an...tengah kuat kerja mcm kita,
tapi masa tu insurans tak famous di kalangan orang kita, haram...
sekarang ada satu pilihan jer lah...hospital kerajaan...
kalau nak ke hospital swasta...kena cari dana sendiri...
EPF ? untuk persaraan pun tak cukup ini kan pula nak tanggung medical...
Sekarang banyak company besar2 beroperasi di Malaysia,
Tapi sampai bila ?
Itu pun kalau majikan masih sudi beroperasi di Malaysia,
Bisnes is bisnes, bukan badan kebajikan atau walfare...
kalau kos operasi dah mahal...pegi tempat lain la jwbnyer..
nak beli takaful masa umur 55? Besar belanjer nyer beb..itu pun kalau layak...
Majikan paling besar dalam Malaysia adalah Kerajaan Malaysia,
Insyallah dah berpuluh tahun beroperasi..tak bungkus...
walaupun kalah byk di PRU12 baru2 ni,..takper...Majoriti mudah dalam tangan...
Alahhhh...kalu PAS ker PKR ker perintah Malaysia pun, kerajaan tetap jalan mcm biasa...
Kerja Kilang besar mana pun, risiko nak bungkus tetap ada,
US dah meleset, Kilang US kat Msia ni byk dalam bahaya...
Kat Malaysia pun operator kilang Melayu dah skit,,,berlambak Bangla, Vietnam , Nepal...murah...
Sikit hari lagi, depa pakat - pakat pindah Operasi p Bangla...
Hampa ternganga....
Tu pun masih tak sedar diri lagi......

IKM-HUKM Hospital yg terbaik dari segi facilities bagi rawatan kanser,
Hospital Kerajaan nih,
Hospital Swasta n Kerajaan kadang2 akan refer sini,
Sini ada golongan yg tak perlu bayar, atau bayar seminimum yg mungkin,
ada yang kena bayar 100%..bagi yag ada coverage insurance, atau TOKEY KILANG,
boleh buat loan nak buat rawatan disini...buat loan ?
Cukup la loan rumah loan kereta dah beban dah.....
Kebarangkalian nak jatuh dalam GROUP tak payah bayar sangat lah rendah....
Second group kena bayar skit....skit berapa skit...RM 20 ribu ? RM 30 ribu ? tengok kes ler...
So, are we hoping for the luck to fall in the Not Need Pay Group ??
Husband kerja, wife kerja...boleh bayar bulan - bulan aper ....

Ibarat guna Kad kredit ler,
Kad kredit Visa Jammed, Gunerlah pulak Kad Mastercard,
(Mana2 yg pakai kad kredit, stop dan tukar pada Kad Debit plak...)
Bila jalan jauh, spare tyre kena ada,
Jahanam satu tayar, ada lagi satu tyre spare..
Sama juga kes you,
Mana boleh dapat rawatan kerajaan, pergi la takda masalah,
Tapi bila lambat dan waiting list panjang, pegi la hospital swasta nak cepat...( dengan coverage insuranse la yer...)

Kanser bila dah kena, keluarga merana,
isteri kena kanser suami merana,
suami kena kanser isteri merana,
kehilangan keluarga tersayang taktau nak cakap ler sedihnyer,
Kesian anak2...
Gaji Laki bini RM 2500 + RM 2500..wau RM 5000,
satu tumbang...tinggal RM 2500 jer..
dah la tak cukup...nak tanggung kos rawatan kanser lagik..
kalau takdak insurans.....masuk paper ler mintak derma..
tanggung sakit memang perit,
takda duit nak buat rawatan lagi tambah pedih,
Ajal dan maut di tangan tuhan akhirnyer,
Kalau dah sampai ajal, pergi jua...
Sekurang2nya kita mencuba dapatkan rawatan terbaik,
Jangan nanti terkilan salah kan diri sendiri,
sbb lambat dapat rawatan...why lambat ? tak der duit.....

Suami-suami yang menyayangi isteri...
Isteri - isteri yang menyayangi suami..
Lepas baca nukilan nih, bincang - bincanglah sesama sendiri,
Suami belikan takaful untuk isteri...
Takkan isteri nak beli untuk suami..
apa2 pun bolehlah...#:-S

Nasihat saya,
Takaful / Insurans hanya boleh dibeli dengan kesihatan,
You mampu bayar RM 500 sebulan pun, bila dah sakit, orang tak pandang dah,
Nukilan ni bukan nak perli saper2,
Just nak bukak minda jer,
mintak maaf kalau ada yang teraser,
Sementara sihat, eloklah beringat...
Bila dah sakit......Wallahulalam....
Ingat.....Kita bukan isteri mana - mana Perdana Menteri...hatta Menteri sekali pun.....

Sumber :
Majlis Kanser Malaysia MAKNA
www.makna.org.my

Notification of Summon

ROAD TRANSPORT DEPARTMENT
Japatan Pengangkutan Jalan (JPJ).

Notification of Summon

Dear Road user,
JPJ (japatan pengangkutan jalan) in the section of road transport department and road taxes have hereby bring to your notice that your outstanding summon charges is due and you might not use your automobile without the clearance of your outstanding summon.

Summon are as follows:
AUTO INSURANCE ........................RM400
ROAD TAX RENEWAL...................RM200
ROAD TAX INSURANCE................RM460
TRAFFIC FAILURE AND IMPROPER ROAD PARKING..........................RM570
Total sum ............................................................RM1,630

All the above mentioned summon are decumented in the JPJ database system.
Failure to clear these above summon might lead to harassment why on the road.
XQTM943611 JPJ checkpoints nationwide.
Please take note, all payment are made in the bank and reciept are kept for yearly alllowances by JPJ.
Any complains and payment, please email us @ roadtransport.com.my@post.com
Corporate Office:
Address:Lot 5.01, Level 5, KPMG Tower, No.8,
First Avenue,Persiaran Bandar Utama,
Bandar Utama,47800 Petaling Jaya,
Selangor.

Food for thought

MONEY IS YOURS BUT RESOURCES BELONG TO THE SOCIETY.

Germany is a highly industrialized country. It produces top brands like Benz, BMW, Siemens etc. The nuclear reactor pump is made in a small town in this country. In such a country, many will think its people lead a luxurious life. At least that was my impression before my study trip.

When I arrived at Hamburg, my colleagues who work in Hamburg arranged a welcome party for me in a restaurant. As we walked into the restaurant, we noticed that a lot of tables were empty. There was a table where a young couple was having their meal. There were only two dishes and two cans of beer on the table. I wondered if such simple meal could be romantic, and whether the girl will leave this stingy guy.

There were a few old ladies on another table. When a dish is served, the waiter would distribute the food for them, and they would finish every bit of the food on their plates.

We did not pay much attention to them, as we were looking forward to the dishes we ordered. As we were hungry, our local colleague ordered more food for us.

As the restaurant was quiet, the food came quite fast. Since there were other activities arranged for us, we did not spend much time dining. When we left, there was still about one third of unconsumed food on the table.

When we were leaving the restaurant, we heard someone calling us. We noticed the old ladies in the restaurant were talking about us to the restaurant owner. When they spoke to us in English, we understood that they were unhappy about us wasting so much food. We immediately felt that they were really being too busybody.

"We paid for our food, it is none of your business how much food we left behind," my colleague Gui told the old ladies.

The old ladies were furious. One of them immediately took her hand phone

out and made a call to someone. After a while, a man in uniform claimed to be an officer from the Social Security organization arrived. Upon knowing what the dispute was, he issued us a 50 Mark fine. We all kept quiet. The local colleague took out a 50 Mark note and repeatedly apologized to the officer.

The officer told us in a stern voice, "ORDER WHAT YOU CAN CONSUME, MONEY IS YOURS BUT RESOURCES BELONG TO THE SOCIETY. THERE ARE MANY OTHERS IN THEWORLD WHO ARE FACING SHORTAGE OF RESOURCES. YOU HAVE NO REASON TO WASTE RESOURCES.”

Our face turned red. We all agreed with him in our hearts. The mindset of people of this rich country put all of us to shame. WE REALLY NEED TO REFLECT ON THIS. We are from a country which is not very rich in resources. To save face, we order large quantity and also waste food when we give others a treat. THIS LESSON TAUGHT US A LESSON TO THINK SERIOUSLY ABOUT CHANGING OUR BAD HABITS.

My colleague photostated the fine ticket and gave a copy to each of us as a souvenir. All of us kept it and pasted on our wall to remind us that we shall never be wasteful.